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Sep 28, 2017 - 34 minute read

Do personal loans need collateral

Com may be illegally offering online payday loans to California consumers. This company has been associated with the following website and telephone numbers: NetPDL. com; 1-888-203-0106. California consumers are advised that NetPDL and NetPDL. com is not licensed by the Department of Business Oversight to engage in offering or originating consumer loans or payday loans. The Department of Business Oversight encourages consumers to verify the licensing status of companies prior to transacting business.

California consumers should contact the Department of Business Oversight to check on the licensing of companies, investments or other financial services they are considering by visiting the financial services licensee listing or calling the Department's toll-free Consumer Services Office at 1-866-275-2677.

082313 do personal loans need collateral The Department of Business Oversight has issued a consumer bulletin on unlicensed online lending.

Do personal loans need collateral

If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy.

Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully.

Do personal loans need collateral

Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above.

This is an expensive do personal loans need collateral of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances.

State laws and regulations may be applicable to your payday loan. If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.

We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan.

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